CALL A FRIEND
Ask a friend or family member for their opinion but be prepared that they might not be flattering. An honest opinion delivered by someone who knows you can really put you in touch with what's not working for you. Remember that they are probably more used to your face and the way it looks in various situations than you are.
What guarantee do I really have that this solicitor will use my money in the manner we agreed upon? Do not pay in advance for services. Pay services only after they are delivered.
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Be wary of companies that want to send a messenger to your home to pick up money, claiming it is part of their service to you. In reality, they are taking your money without leaving any trace of who they are or where they can be reached. Always take your time making a decision.
Legitimate companies won’t pressure you to make a snap decision. Do not pay for a free prize. If a caller tells you the payment is for taxes, he or she is violating federal law.
Before you receive your next sales pitch, decide what your limits are the kinds of financial information you will and won’t give out on the telephone. Be sure to talk over big investments offered by telephone salespeople with a trusted friend, family member, or financial advisor.